How to use your credit card smartly!

Movie Maxed Out.

How to use your credit card smartly! Your friends have told you about the evils of credit card use.  Maybe they’ve shared horror stories about how much debt they racked up and FAST!  That doesn’t have to be the case with you!  Here’s some tips that will help you be…

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What to do with your Tax Refund!

Scrooge McDuck jumping into pile of money for How to Spend Your Tax Return

It’s that time of the year again – tax season!  With all of the hard work you put in last year, it’s time to think about treating yourself.  What to do with your Tax Refund?  Here are some ideas to consider: Take a Vacation – A tax return is a…

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Is your January credit card bill a big surprise?

Pay off Credit Card Debt monopoly

You just got your Credit Card statement and you’ve got sticker shock. Unfortunately, there isn’t much to show for it (Hopefully, you have a grateful group of friends and family, but they may have already forgotten your generousity)! Now what can be done about your dilemma? Pay more than the…

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How to Go Broke in Chicago

How to go broke in Chicago by drowning in debt

Want to know How to Go Broke in Chicago? There are hundreds of blogs written every day offering great advice on saving money and making sound financial decisions.  The common theme of these blogs: Saving takes both time and serious commitment.  If there’s that many blogs out there about saving…

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Living on a Budget in Chicago

living on a budget in Chicago from the movie, The Shining

Each month everyone has income and expenses.  Some expenses are more important than others, which is why it’s important to have a budget. To live on a budget, add up your monthly income (after taxes), and add up your monthly expenses required for survival (rent/mortgage, utilities, food, gas, phone, etc.). …

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