Services / Loan Rates


SourceOne Credit UnionRegular Share Accounts pay a .05% APY rate for accounts of $250.00 to $9,999.00.
Balances of $10,000.00 and over pay .25% APY.
SourceOne also has Christmas Club Share Accounts at Market Rates (call for details and special rules that apply).
Dividends are paid quarterly.

Free Checking

free checking near meOur Share Draft Accounts feature Totally Free Checking! We offer a .05% APY for accounts of $250.0 to $9,999.00.
Balances of $10,000.00 and over pay .25% APY.
There are no minimum balances, no monthly fees, no per check fees.
Dividends are paid monthly. Visa Check cards (Debit/ATM) are available.
We use an average daily balance method for computing dividends.
Share accounts closed prior to next dividend posting forfeit accrued interest.
Contact us for full disclosures on all our share products.


SourceOne Credit UnionRates:
.50% APY for 1 year CDs
.80% APY for 2 year CDs
$1000 minimum required.
Dividends paid quarterly.
6 month interest penalty for early withdrawal.


Source One Credit UnionSourceOne offers Vehicle Loans on both new and used vehicles.
We also offer loans on new motorcycles.
Signature Loans are available for almost any purpose up to 48 months.
Share Secured Loans are up to sixty months and you borrow against your share account and get a great rate!
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Visa Cards

Source One Credit UnionSourceOne offers a Classic Visa with a fixed APR, no annual fees, no cash advance fees,
and free credit life insurance coverage for up to age 70.
Need to rebuild your credit?
Our Share Secured Visa requires a $25 Annual Fee for the first year and enjoy no cash advance fees
with free credit life insurance coverage up to age 70.
Members who already have our Visa Card can access current statement information,
available balance and more including the ability to pay your bill online.

Online Banking

Online-BankingWe offer the convenience of Online Banking.  Access your account ONLINE.
Use Bill Pay online or PopMoney to Send, Request or Split payments with others.
You can also Transfer Money with other Financial Institutions.
Set up alerts that send email or text messages about account balances, deposits, ATM activity, insufficient funds and more!

Once your Online Banking account is set up, you can access Mobile Banking, which features:
Text banking, Mobile browser, and Mobile App.

Mobile App

We have a mobile app!  If you are a registered user of our virtual branch (online banking) software, and you have an android or iPhone, you can find the app in the app store.
To discover the app, search for ‘Touchbanking.”  It looks like the image shown and is operated by our core processor.
You need to be a registered Virtual Branch user BEFORE you can utilize the mobile APP.
You will also need an access code to unlock the mobile app content.  That access code can be found on our website, here.  As always, we can be reached by phone for assistance.

Student Loans

Student LoansWe offer student loans serviced through Sallie Mae. Click to Apply.
The Smart Option Student Loan® offers students seeking associates and bachelors degrees savings, flexibility and more.

  • Fixed or variable rates
  • Three repayment options
  • No origination fees

Added Value Services

Source One Credit Union ChicagoWant to find a surcharge FREE ATM? Go to AllPointNetwork.
SourceOne partners with CUNA Mutual Group to offer Members Financial Services Here!


visa2Member Referral Program

Current members that refer new members who within 30 days open and account (checking or savings) with direct deposit,
credit card or loan, will receive a $25 VISA gift card.  There is no limit on the number of referrals a member can have.

New Member Incentive Program

  1. New members who open a checking or savings account with direct deposit will receive a $25 VISA gift card after 90 days.
  2. New members who open a checking or savings account with direct deposit AND a credit card OR loan receives a $30 VISA gift card after 90 days.
  3. New members who open a checking or savings account with direct deposit AND a credit card AND a loan, receives a $50 VISA gift card after 90 days.

All services must be applied for at the time of opening a new member account.  Only one incentive above can be paid out.  No one is eligible for all three options.  New members MUST CALL after the 90 day period to verify their eligibility in order to receive the incentive.  VISA gift cards can be mailed or picked up at the SourceOne office.

Become a Member!

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